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All agents are NOT alike! Find out why I am a top real estate expert. Call me: 914-420-6468.
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Before signing a contract with any real estate agent, make sure you know EXACTLY how your home will be marketed.
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There Is No One I Would Rather Have Than Michèle
“Michèle’s dedication to her clients, combined with her tremendous energy and her unparalleled knowledge of the market, make her truly special.”
V.C.
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Michèle Flood is one of
The Top Selling Real Estate Experts™
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Read What People Are Saying About Me I always ask my clients to write or email me, and tell me truthfully how they appreciated my service to them. Their feedback is so important! Here are a few highlights of what people are saying about me...
We Consider Ourselves Lucky
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Financing Your Home >Assuming a Mortgage
You may be able to assume the seller's mortgage liability when buying a house instead of having to apply for a new loan.
Assuming a loan could minimize your down payment or closing costs and get you a more advantageous interest rate. To know whether an assumption will work, find out the loan balance. If the balance is a small fraction of the purchase price, you will have to come up with a large down payment or get a second loan for the difference, unless the seller is willing to provide some of the financing. If the loan balance is high, the loan may have been made when interest rates were higher than they are today.
Most newer loans that are assumable have adjustable rates. If you are considering an assumption because of credit problems, you will need the lender's approval to make the transaction work.
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| Q |
Which estate has two pools--one on the east side for the morning sun and one on the west for afternoon enjoyment?
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| A |
The former estate of John Lennon in Palm Beach has two pools plus guest quarters. |
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- NUMBER1EXPERT™ 
