Rye, Harrison and Rye Brook real estate and homes for sale in New York, luxury homes - Michèle Flood, REALTOR® Michèle  Flood REALTOR(r) for Rye, Harrison and Rye Brook, New York real estate, luxury homes - NUMBER1EXPERT™ Michèle  Flood NUMBER1EXPERT(tm) for Rye, Harrison and Rye Brook, New York real estate, luxury homes
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Michèle  Flood, REALTOR®, real estate agent and broker for Rye, Harrison and Rye Brook New York home listings, property and land for sale - NUMBER1EXPERT(tm)


All agents are NOT alike! Find out why I am a top real estate expert. Call me: 914-420-6468.


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I add my newest homes and other real estate listings to this web site first. It can be some time before they appear in the MLS.
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What A Wonderful Experience We Had With You
“Thank you so much for everything. You could not have been a greater help in our search for all our homes.”
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Mortgage Prequalification: Rye, Harrison and Rye Brook New York home buying, real estate listings, and homes for sale in Westchester County, NY
Welcome > For Buyers > Mortgage Prequalification ...


Don't Go Shopping for a New Home Before You Know Exactly How Much You Can Spend! 

You might have an idea of the loan payment and mortgage you can afford. But will the bank feel otherwise? It's always best to pre-qualify for a mortgage so you know exactly how much a financial institution would be willing to lend you. 

In the pre-qualification process, you will find out: 

- Exactly how much home or land you can afford. 

- How much cash you will need for the down payment. 

- The minimum down payment, and advantages of higher down payments. 

- What the bank feels you can afford for a monthly payment. 

I help buyers pre-qualify for mortgages every day. Simply fill out the form below to get started. 

Remember: I will respect your privacy! I know this is your personal information, and I will not distribute it to anyone, other than to my preferred mortgage broker. This service is also provided free of charge, without any obligation on your part. It is part of my job as a top Rye, Harrison, Rye Brook and Mamaroneck real estate agent to offer services such as these. 

Once you fill out the form, I will quickly process your information and get right back to you! 

I can help you pre-qualify for your mortgage. It's my job! This is free and without obligation... 

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Real Estate Tips
Tax Considerations >Tax Breaks

      Most homeowners are keenly aware of the interest tax deduction on their home loan, but there are many other tax breaks which are often overlooked at income tax time. Pro-rated property taxes and mortgage interest in the year of sale are deductible. You will find these amounts listed on your closing settlement statement. If you paid off your mortgage and had to pay a pre-payment penalty, it qualifies as tax deductible interest. If you paid an "acquisition mortgage loan fee" on a home loan, this fee can be deducted as itemized interest. Home improvement loan fees are also deductible. Any remaining loan fees from re-financed or paid-off mortgages are fully deductible at the time of the mortgage payoff.
      Certain items don't qualify as deductions, but can be added to the cost basis of your home, such as transfer taxes, recording and title fees, and special local property tax assessments for new sidewalks, streets, or sewers.
      Don't be intimidated by the tax code! A little research or consultation with an expert can help you maximize your real estate tax advantages.
     

See All Tips In The "Tax Considerations" Category >
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Real Estate Trivia
Q 
What has a tremendous impact on the U.S. economy, comprising between $10-$15 trillion of the nation's wealth?

A 
Real Estate--it goes through cycles, but still has a long-term record of strong investment return.
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Michèle  Flood, REALTOR®, real estate agent and broker for Rye, Harrison and Rye Brook New York home listings, property and land for sale - NUMBER1EXPERT(tm)

Michèle Flood
Coldwell Banker Country Prop.

9 McCullough Place
Rye, NY. 10580
Office: 914-967-0059
Cell: 914-420-6468
Fax: 914-925-9085
Email: micheleflood@NUMBER1EXPERT.com

Michele Flood ranks in the top 1% of agents nationwide because she knows what it takes to get results. Here is what clients say about Michele's level of service….”exceeded our expectations”…”tremendous energy”…”constant attention”…wonderful experience”…”’no’ is not in her vocabulary”…”worked tirelessly”…”goes way beyond what is expected”…”thank you, thank you, thank you”. Call her or email her today!

Equal HousingMLSREALTOR


Coldwell Banker Country Prop. real estate and homes for sale in Rye, Harrison and Rye Brook New York

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