Rye real estate NY, Harrison real estate, Rye Brook real estate and Westchester County real estate, home listings and homes for sale in New York, Waterfront Luxury Homes, Golf Course Homes - Michèle Flood, REALTOR® Michèle  Flood REALTOR(r) for Rye, Harrison, Rye Brook and Westchester County, New York real estate, Waterfront Luxury Homes, Golf Course Homes - NUMBER1EXPERT™ Michèle  Flood NUMBER1EXPERT(tm) for Rye, Harrison, Rye Brook and Westchester County, New York real estate, Waterfront Luxury Homes, Golf Course Homes
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Michèle  Flood, REALTOR®, real estate agent and broker for Rye, Harrison, Rye Brook and Westchester County New York home listings, property and land for sale - NUMBER1EXPERT(tm)


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Mortgage Prequalification: Rye, Harrison, Rye Brook and Westchester County New York home buying, real estate listings, and homes for sale in Westchester County, NY
Welcome > For Buyers > Mortgage Prequalification ...


Don't Go Shopping for a New Home Before You Know Exactly How Much You Can Spend! 

You might have an idea of the loan payment and mortgage you can afford. But will the bank feel otherwise? It's always best to pre-qualify for a mortgage so you know exactly how much a financial institution would be willing to lend you. 

In the pre-qualification process, you will find out: 

- Exactly how much home or land you can afford. 

- How much cash you will need for the down payment. 

- The minimum down payment, and advantages of higher down payments. 

- What the bank feels you can afford for a monthly payment. 

I help buyers pre-qualify for mortgages every day. Simply fill out the form below to get started. 

Remember: I will respect your privacy! I know this is your personal information, and I will not distribute it to anyone, other than to my preferred mortgage broker. This service is also provided free of charge, without any obligation on your part. It is part of my job as a top Rye, Harrison, Rye Brook, Mamaroneck and Westchester County real estate agent to offer services such as these. 

Once you fill out the form, I will quickly process your information and get right back to you! 

I can help you pre-qualify for your mortgage. It's my job! This is free and without obligation... 

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Real Estate Tips
First Time Buyers >Credit Card Traps

It is not unusual for first-time buyers to be free of debt. They have been saving for their first home for many months or even years. But after they move into their new home, the new homeowners are often deluged with pre-approved credit card applications from banks and stores offering credit lines. Before they realize what is happening, they can be overwhelmed with debt.

The consumer credit agencies know that mortgage companies do thorough checks before approving a loan, and those who have passed through that process are considered good credit risks. They also know that new homeowners often need to make major purchases of furniture and appliances at a time when they have depleted most of their savings accounts. After years of disciplined savings, new owners may be faced with a tremendous temptation to just say "charge it" for the things they need.

If you have just purchased a home, be aware--and wary--when those credit card applications start pouring in!

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Real Estate Trivia
Q 
What are the characteristics of classic Queen Anne architecture?

A 
Queen Anne homes are the most elaborate, romantic and feminine of all Victorian Homes.
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Michèle  Flood, REALTOR®, real estate agent and broker for Rye, Harrison, Rye Brook and Westchester County New York home listings, property and land for sale - NUMBER1EXPERT(tm)

Michèle Flood
Coldwell Banker Country Prop.

9 McCullough Place
Rye, NY. 10580
Office: 914-967-0059
Cell: 914-420-6468
Fax: 914-925-9085
Email: micheleflood@NUMBER1EXPERT.com

Michele Flood ranks in the top 1% of agents nationwide because she knows what it takes to get results. Here is what clients say about Michele's level of service….”exceeded our expectations”…”tremendous energy”…”constant attention”…wonderful experience”…”’no’ is not in her vocabulary”…”worked tirelessly”…”goes way beyond what is expected”…”thank you, thank you, thank you”. Call her or email her today!

Equal Housing MLS REALTOR


Coldwell Banker Country Prop. real estate and homes for sale in Rye, Harrison, Rye Brook and Westchester County New York

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