Rye, Harrison and Rye Brook real estate and homes for sale in New York, luxury homes - Michèle Flood, REALTOR® Michèle  Flood REALTOR(r) for Rye, Harrison and Rye Brook, New York real estate, luxury homes - NUMBER1EXPERT™ Michèle  Flood NUMBER1EXPERT(tm) for Rye, Harrison and Rye Brook, New York real estate, luxury homes
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Michèle  Flood, REALTOR®, real estate agent and broker for Rye, Harrison and Rye Brook New York home listings, property and land for sale - NUMBER1EXPERT(tm)


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First Time Homebuyers: Rye, Harrison and Rye Brook New York home buying, real estate listings, and homes for sale in Westchester County, NY
Welcome > For Buyers > First Time Homebuyers ...


Buying Your First Home? Real Estate Agents Are Your Professional Guides. Make Sure You Choose a Top Expert. 

You might be a bit afraid or intimidated by the whole process of buying your first home. As a top Rye, Harrison, Rye Brook and Mamaroneck real estate expert, it's my job to guide you, from beginning to end. 

I will take the time to go through each and every step of the buying process. There are no dumb questions! 

Together, we will consider: 

- How much can you really afford? 

- How to qualify for a mortgage. 

- How much cash you should put down. 

- How to buy a home with little or nothing down. 

- What it takes to get approved for financing. What banks and other financial institutions are looking for. 

- How much your payments will be. 

- The tax advantages of buying. 

- Is renting or buying better for you? 

Tell me a bit about your situation below. I'll get right back to you. There is absolutely no charge, and I offer this to you with no strings attached. 

New to the home buying process? Tell me your concerns. Ask me questions. It's my job to help! There's no obligation, and I promise to get back to you quickly... 

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Real Estate Tips
Relocation >Moving Companies

Contacting different moving companies is one of the first steps in moving to a new house. You will find a variety of service options and price ranges from which to choose, whether you are moving across town or thousands of miles across the country.

Call several companies for estimates. Ask each company exactly how their charges are calculated and what is included. How much insurance is included in the estimate? What is the cost for additional coverage? Are there special provisions for fragile or unusually valuable items? Is the delivery date guaranteed?

If economizing is important to you, ask if there are ways to cut down on the cost by providing your own boxes and packing your household goods by yourself. Household movers are competitive, and comparison shopping can help you get the best value for your moving dollars.

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Real Estate Trivia
Q 
What is a "jumbo mortgage"?

A 
The term "jumbo mortgage" currently refers to a mortgage loan in excess of $359,650, although the threshold amount may change as the market fluctuates.
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Michèle  Flood, REALTOR®, real estate agent and broker for Rye, Harrison and Rye Brook New York home listings, property and land for sale - NUMBER1EXPERT(tm)

Michèle Flood
Coldwell Banker Country Prop.

9 McCullough Place
Rye, NY. 10580
Office: 914-967-0059
Cell: 914-420-6468
Fax: 914-925-9085
Email: micheleflood@NUMBER1EXPERT.com

Michele Flood ranks in the top 1% of agents nationwide because she knows what it takes to get results. Here is what clients say about Michele's level of service….”exceeded our expectations”…”tremendous energy”…”constant attention”…wonderful experience”…”’no’ is not in her vocabulary”…”worked tirelessly”…”goes way beyond what is expected”…”thank you, thank you, thank you”. Call her or email her today!

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Coldwell Banker Country Prop. real estate and homes for sale in Rye, Harrison and Rye Brook New York

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